Property Insurance Appraisal & Umpire Services · Central Ohio
Ironclad Assessment Group, LLC determines what your property loss actually costs to repair, and documents it so the number holds with the carrier, the umpire, or a court. Independent appraisal and umpire services across central Ohio.
Where the work concentrates
Most of what we value is the outside of the building. Roofs, siding, gutters, and the parts of a house a storm reaches first.
Hail and wind losses turn on questions that sound small and aren't. Whether a repair has to become a replacement once the shingle line is discontinued. How much life the roof had already spent the day the storm came through. Whether the damage on one slope describes the whole house. Every one of those is an amount question, which is what the appraisal clause exists to settle.
Fire, water, smoke and commercial losses are part of the practice too. But the exterior is the deep end of it, and we'd rather say so plainly than claim everything is equal.
What appraisal is
Most property insurance policies contain an appraisal clause: a process for resolving a disagreement over the amount of a loss, not whether the loss is covered.
When you and your insurer can't agree on how much the damage is worth, each side appoints a competent and disinterested appraiser to determine the amount of loss. If the two appraisers disagree, a neutral umpire resolves the difference.
Why Ironclad
Tear-off and disposal, decking, underlayment, flashing, siding that no longer matches. We value the loss from what that work actually costs in central Ohio, itemized line by line.
A documented, Ohio-specific workflow built to produce a clear award that holds up with the carrier, the umpire, or a court.
Our fee is set in writing before the engagement begins, never contingent on the outcome. We determine the amount of loss; we don't adjust, negotiate, interpret policy language, or settle claims.
How it works
Engagement → Confirm appraisal invocation → Neutral evidence intake → Independent valuation → Itemized award (umpire if needed).
Where we work
Powell, Dublin, Worthington, Upper Arlington, Westerville, Hilliard, Columbus, New Albany, and Delaware County. Surrounding areas on request.
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